Shop Pay Installments offers you the option to pay for your order in full at checkout, or to split your purchase into twelve (12) or more equal installment payments for orders between $50 and $20,000 USD.

Rates are from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

For instance, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.

How it works

  1. Add items to your cart (or shopping bag).
  2. Check out with Shop Pay.
  3. Choose the option to pay in installments.

After you select the installments option, you review your purchase and make the first payment at checkout.

The remaining payments are automatically charged to your card based on the payment schedule that you have chosen. You will receive an email reminder before each payment is charged.

Buy now, pay later with Shop Pay
Quick approval, flexible payments, no late fees

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